Campervan Cost of Ownership Calculator
The purchase price is only part of the story. This free calculator gives you the full annual cost picture — fuel, insurance, depreciation, loan repayments and campsite fees combined.
Enter your figures below and hit Calculate. Adjust any input to model different scenarios — higher mileage, longer loan terms, different depreciation rates.
This calculator provides estimated costs based on your inputs. Actual costs vary depending on loan terms, insurance policies, fuel prices and usage patterns. Consult a finance provider before making purchasing decisions.
Campervan Cost FAQs
How much does a campervan cost to insure?
Campervan insurance costs vary depending on vehicle age, value, usage frequency and cover level. Average costs range from £250 to £1,500 per year. Use the calculator above to model this as part of your total annual budget.
Is road tax cheaper for a campervan?
Yes — campervans classed as motor caravans by the DVLA are often taxed at a lower rate than standard vehicles. The exact amount depends on CO2 emissions, weight and vehicle classification.
Is it worth investing in a campervan?
For frequent travellers, campervans can represent good value over time. The upfront cost is significant, but savings on accommodation can offset running costs depending on usage patterns.
Do campervan prices drop in winter?
Yes. Demand drops in winter, which typically softens prices. If you're buying rather than selling, winter is generally the better time to negotiate.
Which campervans hold their value in the UK?
VW California, Mercedes-Benz Marco Polo and Auto-Sleeper models tend to hold resale value well due to build quality and sustained demand.
What's the lifespan of a campervan?
A well-maintained campervan can last 20+ years. Build quality, usage patterns and maintenance history are the main factors.
How much does it cost to live in a campervan full time?
Full-time van life costs vary widely. Budget between £500 and £1,500 per month depending on fuel consumption, campsite fees, maintenance and location.
Can you legally live in a campervan in the UK?
Yes, but rules around parking and long-term stays vary by location. Research local authority regulations and campsite rules before committing to full-time living.