Motorhome Cost of Ownership Calculator
Motorhomes carry significant running costs beyond the sticker price. This free calculator combines fuel, insurance, depreciation, loan repayments and campsite fees into a single annual and monthly figure.
Enter your figures and hit Calculate. Adjust any input to model different scenarios — higher mileage, longer loan terms, different depreciation rates.
This calculator provides estimated costs based on your inputs. Actual costs vary depending on loan terms, insurance policies, fuel prices and usage patterns. Consult a finance provider before making purchasing decisions.
Motorhome Ownership FAQs
How much does it cost to keep a motorhome?
UK motorhome owners typically spend between £2,000 and £5,000 per year on insurance, road tax, maintenance, fuel and storage. Use the calculator above to model your specific situation.
What is the average cost of motorhome insurance?
Motorhome insurance typically ranges from £300 to £1,500 per year depending on vehicle size, age and usage. Fully comprehensive cover is recommended for vehicles of significant value.
Do motorhomes hold their value?
Motorhomes depreciate over time, but well-maintained models from established brands retain value more reliably. Compact motorhomes and campervans often retain 60–70% of their value after five years.
Are motorhomes expensive to run in the UK?
Annual running costs typically range from £1,500 to £4,000 depending on mileage, model type and usage patterns. Fuel consumption is the largest variable cost for most owners.
What is the average life of a motorhome?
A well-maintained motorhome can last 20 to 30 years. Lifespan is primarily determined by servicing regularity, mileage and build quality.
Is it a good idea to buy a used motorhome?
Used motorhomes can represent strong value. Always check service history, mileage and for signs of damp or structural damage before purchasing.
How much is motorhome road tax?
Most motorhomes fall under private light goods tax bands, costing between £165 and £325 per year depending on CO2 emissions and weight.
How much is a service on a motorhome?
A standard motorhome service costs between £200 and £600. Habitation checks and additional mechanical work will increase this. Budget separately for habitation servicing annually.
What motorhomes have the best resale value?
Hymer, Auto-Sleeper and Volkswagen California models consistently hold value well due to build quality and sustained demand in the used market.